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travel insurance — cheap travel insurance

Essential Travel City Travel Guide is exclusive partner of Essential Travel Ltd., leading insurance company, we can offer you health travel and accident health travel insurance, all using our online travel insurance form. This offer is available for UK residents only.

cheap travel insurance

Instant travel insurance quote

Click here to visit Essential Travel website and use our 5 step process to buy travel insurance online:

single trip travel insurance

Cover for you and your family for a specific holiday.

What is single trip travel insurance?

Our single trip travel insurance is designed for people who are going on a specific holiday or single trip. Whether you are travelling to Ibiza at the height of summer with friends or to the Far East with your loved one in September then Essential Travel single trip travel insurance is for you. Our single trip travel insurance policies offer high levels of cover including L5 million medical expenses cover, L2 million personal liability cover, L3000 cancellation cover and much more.

How do I book single trip travel insurance?

Booking our single trip travel insurance couldnít be easier. Simply select the destination you are travelling to (UK, Europe, Australia & New Zealand, or Worldwide including USA & Canada), then choose the start date and end date of your holiday. Then let us know what kind of party you are (single person, couple, family, single parent family, or group of people) and how many people of each age group will be travelling. You then simply click proceed to get your single trip travel insurance quote.

Choosing ages for single trip travel insurance

When completing the age boxes for each person to be insured on your single trip travel insurance policy please ensure that you give the ages of all people on the date that you are requesting the quotation and not on the date of the commencement of your holiday.

For what period will I be covered?

Your single trip travel insurance policy will cover you between the start date and the end date of your holiday. Your cancellation cover begins immediately after you book the policy so if your holiday is cancelled any time after you book your travel insurance you can rest assured that you are covered for this. Itís always a good idea to book single trip travel insurance as early as possible to make sure you are covered in case your holiday is cancelled.

Baggage cover for single trip travel insurance

Our single trip travel insurance policies allow you to add baggage cover. Single trip baggage cover will insure you against loss of passport documents, delayed baggage, loss of personal money and loss of baggage and personal items. Itís always a good idea to add baggage cover to a single trip travel insurance policy but before you do you should check your home insurance documents as some home insurance policies cover you for your personal belongings whilst you are on holiday. Once you have requested a quote you can add or remove baggage cover.

Single trip travel insurance with winter sports

If you are planning to ski or snowboard while you are on holiday then our winter sports option will give cover you for all on-piste skiing as well as off-piste skiing within a recognised resort or off-piste skiing outside of a resort with a recognised guide. In addition to this any ski equipment you own or hire will be covered for the duration of your holiday and you will also be covered for piste closures and avalanches. If you are planning to ski or snowboard on holiday then our single trip travel insurance with winter sports is for you. Once you have requested a quote you can add or remove winter sports cover.

Single trip travel insurance with golf cover

If you enjoy golf and are planning to play while on holiday then our single trip travel insurance with golf cover is for you. Any damage to equipment is covered for the duration of your holiday as are any green fees should you not be able to play. Once you have requested a quote you can choose the number of people you want to be covered by golf cover.

Superior single trip travel insurance cover

Superior single trip travel insurance cover gives you increased cover levels and reduced excess payments should you need to make a claim. Cancellation cover is increased by L2000, travel delay cover is increased by 50%, hospital benefit is doubled, legal advice and expenses cover is doubled, hijack and mugging cover is doubled. All excess payments are also reduced. For the ultimate in peace of mind choose superior single trip travel insurance from Essential Travel. Once you have requested a quote you can upgrade to superior cover by choosing superior cover on that page.

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annual travel insurance

Cover for every holiday you take for 12 months.

Why buy annual travel insurance?

Recent research (Research from Alliance & Leicester, 12/06/2004) has shown that UK holiday makers spend L1.3bn annually more than they need to on travel insurance.

At Essential Travel we provide annual travel insurance for people who take more than one holiday per year. If you are taking a two week holiday in Europe during spring and another holiday later in the year then Essential Travel annual holiday insurance could save you money.

Our annual travel insurance policies cover you for one year with an unlimited number of trips allowed during that year. You can take as many holidays as you wish and rest assured that for the next twelve months you will always be covered.

Our annual travel insurance policies offer high levels of cover including L5 million medical expenses cover, L2 million personal liability cover, L3000 cancellation cover and much more.

Choices with annual travel insurance

You can adjust your annual holiday insurance policy in a number of ways, after you click proceed to obtain your quote.

  • Number of days per stay
  • Superior cover
  • Baggage cover
  • Wintersports cover
  • Cancellation cover (where applicable)
  • Golf cover

Each of these is explained further below.

Number of days per stay

It's possible (on our under 65 policies) for your annual holiday insurance policy to be available for 21, 31, or 45 individual trip lengths. This means that during the year your annual travel insurance policy runs, you can travel as many times as you like, but each trip must not exceed the maximum number of days you have selected for your policy to remain valid. Our over 65 product has a standard 31 day trip length.

Your annual travel insurance policy will cover you for one year from the start date you choose. Be sure to choose the start date of your policy carefully. If you know that you will not be taking a holiday for one month after the date you book your annual travel insurance then be sure to set the start date of your annual travel insurance policy to be one month from the date you buy it.

Uplifting your annual travel insurance cover

Raising your cover to superior for annual travel insurance gives you increased cover levels and reduced excess payments should you need to make a travel insurance claim. Hijack and mugging, legal advice and expenses cover are all doubled, hospital benefit is doubled, travel delay cover is increased by 50% and cancellation cover is increased by L2000. For complete peace of mind upgrade to superior annual travel insurance.

Do I need baggage cover with my annual travel insurance policy?

If you have home insurance, you may find that your insurance policy automatically covers your personal belongings while you are travelling. If you do not have home insurance, your policy does not have this cover or you are unsure for complete peace of mind our annual travel insurance policies allow you to include baggage cover.

Annual baggage cover will protect your party against loss of baggage, delayed baggage, loss of passport documents, loss of personal items and loss of personal cash. When on holiday itís always a good idea to make sure you have baggage cover and with an annual travel insurance policy the number of holidays you take will be greater so the risk of something happening to your baggage will increase.

Annual travel insurance with golf cover

If you know you'll be travelling to play golf this year on holiday then our annual travel insurance with golf cover is an ideal choice. By selecting our golf cover option your equipment will be insured against any damage during your games or transit as well as any green fees should you not be able to play. You will be covered for the duration of your annual travel insurance policy. After you have requested a quote you can then choose the number of people you would like to be covered by annual golf cover.

The next step to buy annual travel insurance?

Purchasing our annual travel insurance is very simple. First select the destinations you wish to be covered for over the next year (UK, Europe, Australia & New Zealand, or Worldwide including USA & Canada), then select the date you wish your annual travel insurance to start. After that let us know what kind of party you need covered (single person, couple, family, single parent family, or group of people) and how many people of each age group will be travelling, then click proceed to get your annual travel insurance quote.

Choosing ages for annual travel insurance

When completing the age boxes for each person to be insured on your annual travel insurance policy please ensure that you give the ages of all people on the date that you are requesting the quotation and not on the date that you wish your cover to start.

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Winter sports travel insurance

Skiing and boarding cover including cover for off piste.

Skiing and Snowboarding Insurance

If you intend to ski or snowboard during the period of your holiday insurance or annual travel insurance then you must select the Wintersportís option.

Whatís included ?

Our wintersports insurance covers all skiing and snowboarding on-piste and off-piste if you are accompanied by a qualified guide or instructor.

  • Cover for your ski equipment for damage or theft
  • Piste Closure
  • Avalanche Closure

Whatís not covered?

  • Ski Jumping
  • Mono skiing
  • Ski racing

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Essential Travel — fast, simple travel insurance


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